Abdelkarim M

Founder – Accounting & Tax Consultant

Self Employed • Autônomo

Dec 2024 - Present • 1 yr 8 mos

* Founded and manage an independent consultancy providing accounting, tax, and financial advisory services to small and medium businesses across retail, automotive, and restaurant sectors. * Prepare and file GST and income tax declarations for a portfolio of clients, ensuring full compliance with Jordanian tax law and avoiding penalties. * Deliver management reporting packages including comparative income statements, break-even analyses, and cash flow tracking, enabling clients to make informed pricing and cost decisions. * Built reusable Excel toolkits (payroll registers with social security automation, GST return templates, receivables/ payables trackers) that cut recurring reporting time for clients. * Advise clients on company registration, social security matters, and bank financing applications, including preparing formal responses and financial files for lenders.

Senior Accountant – Financial Consultant

Vehicle Systems Solutions • Período integral

Jun 2023 - Jun 2026 • 3 yrs

* Owned full-cycle accounting and financial reporting for a 4-branch vehicle maintenance and spare parts company, producing monthly multi-branch P&L and management reports. * Led a cost-reduction program covering payroll restructuring and social security optimization, providing management with data-driven analysis for staffing decisions. * Performed break-even analysis and inventory valuation per branch, identifying underperforming lines and supporting pricing corrections. * Prepared the company's financing application file and formal correspondence with Jordan Islamic Bank, including critical review and strengthening of the financial submission. * Designed daily cash reconciliation, post-dated check management, and branch cash flow tracking systems in Excel, improving control over multi-branch cash handling.

Accountant

Consulting • Período integral

Jul 2019 - May 2023 • 3 yrs 10 mos

* Managed end-to-end accounts payable/receivable and month-end/year-end close for multiple client engagements, ensuring accurate and timely financial records. *Prepared and submitted sales/income tax declarations, maintaining a clean compliance record across the client portfolio. * Compiled financial statements and regulatory filings for the Social Security Corporation and the Ministry of Industry, Trade & Supply. * Supported external audits by preparing audit reports and complete financial audit files in line with auditing standards.