Stella C

@stella_finance

Senior Counterparty and Corporate Credit Risk Analyst

Holanda
Inglês
Algumas informações são exibidas no idioma inglês.
Sobre mim
I am a Senior Counterparty and Corporate Credit Risk Analyst with over 10 years of experience in energy trading and financial sector portfolios. I currently operate at VAROPreem, holding delegated credit approval authority up to €500K and managing credit risk for a €250M+ European trading and wholesale portfolio.... Saiba mais

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Stella C
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Portfólio

Experiência profissional

Varos

Senior Credit Risk Analyst

Varos • Período integral

Aug 2023 - Present • 2 yrs 10 mos

Delegated credit authority holder for a €250M+ European trading and wholesale portfolio, managing high-volume counterparty credit risk in a fast-paced energy and commodities environment. • Formally approve and recommend credit limits up to €500K; process ~120 credit reviews monthly (avg. turnaround ~1.5 days) while monitoring exposures across 500+ counterparties and single names up to €10M. • Structure and enforce credit insurance, prepayment, guarantees, LC and collateral solutions; execute counterparty exits where CSA or risk protections are insufficient, strengthening trade credit discipline. • Detect early warning signals using financial, behavioural and sector indicators; deliver MI and portfolio risk reporting via ERP/Power BI while partnering daily with Trading, Sales, Finance, and Legal.

Senior Credit Risk Analyst

Finance Expert • Período integral

Dec 2018 - Jul 2023 • 4 yrs 7 mos

Senior credit officer and voting committee member overseeing a €500M+ emerging markets portfolio across financial institutions and corporates. • Approved and influenced €300M+ in facilities with delegated authority up to €500K; assessed single-name exposures up to €10M under Basel-aligned credit frameworks. • Strengthened watchlist and early warning discipline while supporting IFRS 9 staging and ECL reviews at portfolio level. • Partnered with investment teams and credit committee to structure risk-mitigated transactions across Africa, Asia and LATAM.

Credit Risk Analyst

FMO • Período integral

Jun 2013 - Jun 2015 • 2 yrs

• Supported front-office investment lifecycle including loan proposals, financial model review, projections and KYC/compliance checks across SME and corporate clients. • Monitored selected portfolio exposures and prepared investment committee materials using Excel and ACBS, strengthening credit discipline and portfolio oversight. • Supported credit risk monitoring across corporate and SME portfolios; performed covenant reviews, early-warning analysis and portfolio reporting for senior risk committees. • Performed & supported credit assessments of >€50M investment decisions; built foundation in quantitative analysis, credit governance and institutional risk frameworks.