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kingshuk_goopta

Kingshuk Goopta

@kingshuk_goopta

I will be your corporate bank credit analyst for CMA data and loan proposals

Índia
Inglês, Bengali, Hindi
Algumas informações são exibidas no idioma inglês.
Sobre mim
Most loan proposals fail because they aren't structured the way credit committees expect. As a former senior institutional banker with 13+ years of credit underwriting experience, I review your financials through the lens of a bank's vetting panel. I will audit and stress-test your documents before submission. What I offer: • CMA Data Scrutiny (MPBF, working capital cycles) • Risk Gap & Ratio Analysis (DSCR, ISCR, leverage metrics) • Strategic Underwriter’s Feedback Get institutional validation to maximize approval odds. 100% confidential.... Saiba mais

Habilidades

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kingshuk_goopta
Kingshuk Goopta
offline • 
Tempo médio de resposta: 1 hora

Conheça meus serviços

Consultoria de Empréstimos
I will audit cma data and optimize your corporate bank loan proposal
A partir deUS$ 45 /projetoMais detalhes

Portfólio

Experiência profissional

Senior Credit Risk Specialist & Distressed Asset Lead (UCO Bank)

Banks • Período integral

May 2014 - Present • 12 yrs 2 mos

Managed comprehensive institutional credit risk, forensic transaction auditing, and large-scale asset recovery pipelines under frameworks like NCLT, IBC, and SARFAESI. Key Achievements : Underwrote and appraised high-value MSME and commercial loan advances with peak individual ticket sizes reaching up to ₹28 Crores. Analyzed structural financial resolution strategies under the IBC framework for a major ₹106 Crore estate, engineering a structural institutional recovery of ₹36 Crores. Evaluated financial modeling, CMA data validations, and rigorous ratio stress-testing metrics (DSCR, ISCR, MPBF) for commercial lending portfolios. Managed detailed investigative data-mapping and forensic transaction trails for corporate exposures aggregating ₹92 Crores to isolate fund diversions and irregularities.