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elsonsantos292

Elson Santos

@elsonsantos292

EXPERT Credit Repair Specialist

Filipinas
Inglês
Algumas informações são exibidas no idioma inglês.
Sobre mim
I am a Credit Repair Specialist with experience in reviewing credit reports, identifying inaccurate or negative items, and disputing them with credit bureaus and creditors. I create and use effective dispute strategies and templates, track case progress, and assist clients in improving their credit standing while ensuring compliance with the FCRA.... Saiba mais

Habilidades

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elsonsantos292
Elson Santos
offline • 

Conheça meus serviços

Coaching Financeiro
I will repair and fix your credit report
A partir deUS$ 150 /projetoMais detalhes

Experiência profissional

Credit Repair Specialist

Credit Repair Site • Período integral

Nov 2024 - Apr 2026 • 1 yr 5 mos

Successfully improved client credit profiles by removing or resolving negative items such as collections, charge-offs, late payments, and inaccurate inquiries through structured dispute strategies. Developed and refined effective custom dispute letter templates and strategies based on real case results, improving dispute efficiency and outcomes. Handled credit reports across all three major bureaus (Experian, Equifax, TransUnion) with consistent experience in identifying and challenging unverifiable information under the FCRA. Managed end-to-end credit repair workflows using tools like DisputeFox, ensuring organized tracking, timely dispute submissions, and follow-ups. Experienced in escalating cases through CFPB complaints when necessary, helping strengthen client disputes and push for proper investigation compliance. Helped clients increase credit scores through systematic dispute cycles and targeted resolution of high-impact negative items. Provided clients with ongoing credit education, including credit utilization management and rebuilding strategies, supporting long-term credit improvement beyond disputes. Maintained a strong record of delivering ethical and compliant credit repair services aligned with FCRA regulations and industry best practices.