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dragomirvolcins

Dragomir

@dragomirvolcins

SME Credit Risk Analyst, Financial Modeling and Valuation

Moldávia
Russo, Romeno, Inglês
Algumas informações são exibidas no idioma inglês.
Sobre mim
I am a bank-side SME credit risk analyst with graduate training in finance, banking, treasury and investment. I turn financial statements and business data into decision-ready corporate underwriting memos, balance-sheet risk reviews, industry ratios, cash-flow capacity and DSCR analysis, KPI packs, 13-week cash-flow forecasts, and DCF valuations. My deliverables combine clean Excel models with concise written conclusions—not unexplained numbers. I also provide practical AML/KYC gap reviews and frameworks. Available in English, Romanian, and Russian.... Saiba mais

Habilidades

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dragomirvolcins
Dragomir
offline • 
Tempo médio de resposta: 1 hora

Conheça meus serviços

Consultoria de Empréstimos
I will analyze corporate financials for credit risk and loan readiness
A partir deUS$ 35 /projetoMais detalhes
Certificações e Regulamentos
I will review your aml kyc controls and deliver a gap report
A partir deUS$ 25 /projetoMais detalhes

Portfólio

Experiência profissional

Victoriabank

Credit Risk Analyst - SME (IMM)

Victoriabank

Jul 2026 - Present • 3 mos

SME corporate credit-risk analysis, including review of financial statements, balance-sheet structure, liquidity, leverage, cash flow, repayment capacity, and industry-specific risks and ratios. Preparation of clear, structured credit conclusions for internal decision-making.