a
aleksandarmi333

Aleks Mirchov

@aleksandarmi333

Ex banker writing business plans and financial models for bank loans

Macedônia do Norte
Inglês, Sérvio, Macedônio, Búlgaro
Algumas informações são exibidas no idioma inglês.
Sobre mim
I help SMEs get financing approved through bank loans and grant programmes. After almost 11 years at ProCredit Bank as loan officer, branch manager and corporate adviser, I know how a credit committee reads a business plan. Since 2018 I have run my own consultancy; my clients have secured €50M+, mostly in grants and investment support. Registered EBRD consultant, with experience on USAID and Swiss SDC (IME) projects. I build financial models, feasibility studies and business plans for loan and grant applications, and review existing plans before submission.... Saiba mais

Habilidades

a
aleksandarmi333
Aleks Mirchov
offline • 
Tempo médio de resposta: 1 hora

Conheça meus serviços

Modelagem Financeira
I will build an excel financial model and 5 year projections for loans
A partir deUS$ 80 /projetoMais detalhes
Planos de Negócios para aprovação de empréstimos
I will write an sba or bank loan business plan with financials
A partir deUS$ 50 /projetoMais detalhes

Portfólio

Experiência profissional

Private

Owner and General Manager - Finansiko Invest DOOEL

Private • Período integral

Mar 2018 - Present • 8 yrs 8 mos

Owner and General Manager of a financial advisory firm supporting SMEs with financial modeling, business plans, feasibility studies, access to finance, bank financing, investment analysis, and cash-flow planning.

Bank

Business Advisor – Medium and Large Corporate Clients

Bank • Período integral

Sep 2007 - Feb 2018 • 10 yrs 5 mos

Built a progressive 10+ year career in ProCredit Bank Macedonia, starting as a Loan Officer in 2007 and advancing through Senior Loan Officer, Business Development Specialist at Head Office, Branch Manager, Head of Service Centre, and finally Business Advisor for Medium and Large Corporate Clients. Throughout this period, I worked extensively with SMEs and corporate clients on credit analysis, financial statement assessment, cash-flow evaluation, loan structuring, working capital financing, investment financing, portfolio management, and client relationship development. In management roles, I was responsible for branch and service-centre operations, team leadership, business development, credit quality, client portfolio growth, and service performance. In my final role, I advised medium and large companies on financing needs, investment plans, working capital, cash-flow requirements, and banking solutions, while supporting the structuring of loans and investment financing. This experience built a strong foundation in SME finance, access to finance, credit risk, financial analysis, business development, and practical financing solutions.